Insurance Programs
UC is primarily self-insured
The UC operates as a “self-funded insured” maintaining programs system wide to pay for claims and losses. With the exception of a few very selective specialized coverages, the UC maintains this program of “self-funded insurance” covering our exposures for general liability, property, auto liability, medical malpractice, workers compensation and employment practices liabilities. Each of the ten campuses and five medical centers participate in this system wide program. Funds from our self-funded programs are what are used by Risk Management to cover the costs of claims, property damage, or court assessed liabilities and legal expense related to claims and losses.
